More and more of what affects us in Sweden is decided at EU level, and this also applies to the savings market. In recent years, the European Union has launched several initiatives to develop and integrate the European capital market. The Capital Markets Union (CMU) was initiated, followed by the Retail Investment Strategy (RIS), which aims to make it easier for consumers to make suitable investment decisions and to encourage broader participation in the European capital market.
The EU has also introduced the Savings and Investments Union (SIU), a strategy designed to support household wealth creation by increasing the return on citizens’ savings and improving companies’ access to capital. A study by the Swedish Investment Fund Association shows that Sweden has made substantial progress in this area – and can serve as a model and source of inspiration for the rest of Europe.
Read the study: Fund savings in Sweden and Europe June 2025